How To Pay

Hopefully in selecting your cheap property forOnce you have the list approach the seller. Explain
investment you have followed our tips detailedthat your surveyor has found that the property
within our last article entitled "How Do Propertyneeds a lot of work. Mention one or two of the
Investors Find Cheap Property". You will havemore expensive items. Then prepare the seller
looked for and found an area where prices arefor a low offer explaining that the repairs will cost
soon to rise dramatically. You will be sure theresubstantial sums and as such your offer will not
are plenty of buyers or renters for your cheapbe anywhere near the asking price.
property.The next step is let the seller know you are in a
Now you need to talk to the seller about howgood financial position to buy his cheap property.
much he will accept for the property.Your loan has been cleared by the bank and
First rule for a cheap property investor mayyou're willing to arrange for a fast exchange of
seem obvious but you would be surprised at howcontracts and completion.
many investors don't follow it. The rule is quiteThen and only then make an offer. Maker sure its
simply 'never ever offer the full asking price, nowell below the asking price, possibly 25-30% less.
matter how much you want to buy'. The secondIf a cheap property is on the market for
rule is 'Don't just offer less than the asking price,£100,000, offer £69,000. Lower the
offer substantially less'.seller's expectation level. The likelihood is that
The first step in the offer process takes placedepending on the attitude of the seller you will
way before figure is discussed. Firstly get anagree a figure between £80,000 and
experienced surveyor to go through the property£85,000. That's a cheap property you will
with a fine toothcomb. Make sure he findshave bought and most importantly £15,000
everything that's wrong with it now and all repairsextra in your pocket.
that are likely to be required within the next fiveOur next article will cover the subject of builders.
years. Make sure that the surveyor puts a costHow to find and motivate a builder is an art that
against each item. This I promise you will bethe successful property investors have mastered.
money well spent.