The Second Coming in Albania

Blessed with Chinese GDP growth rates (7-8%system and enact anti money laundering
annually in each of the last 3 years) and Germanmeasures. It took crushing pressure by IFI's to
inflation (4%, down from 32% in 1997, mostlyforce the government to hive off the Savings
attributable to increases in energy and housingBank's pension plan business into Albapost, the
costs), it is easy to forget Albania's Somali recentlocal Post Office.In the intervening years, Albania
past.In 1997, following the collapse of a series ofgot its fiscal act together (though its tax base is
politically-sanctioned pyramid schemes in whichstill minimal) and made meaningful inroads into the
one third of the impoverished population lost itsinformal economy (read: organized crime), not
meager life savings, Albania imploded. The mobleast by dramatically improving its hitherto venal
looted 700,000 guns from the armories of theand smuggler-infested customs service. A
army and the police and went on a rampage, incollateral registry has been introduced and much
bloody scenes replete with warlords, crime, anddebated bankruptcy and mediation laws may be
1500 dead. It took 5% of GDP to recapitalizeenacted next year. Everything, from the
Albania's tottering banks and overall GDP droppedoperations of the Central Bank to the executive
by 7% that year. During the two preceding years,branches is being revamped. Those who remained
Albania has been the IMF's poster boy (as it isin Albania are much more invigorated than they
again nowadays). Since October 1991, the Worldhave been in a long time.But the problems are
Bank has approved 43 projects in the country,structural. Albania is among the few countries in
committed close to $570 million and disbursed twoour post-modern world which rely on agriculture
thirds of its commitments. This, excluding $100(55%) rather than industry (24%), or services
million after the 1999 Kosovo crisis and $50 million(21%). Only 40% of the population live in cities
for agricultural development.The Europeanand female illiteracy is still at 24%. Tourism
Investment Bank (EIB), the EBRD, the EU, and(especially of the archeological kind) is promising.
the Stability Pact have committed billions to theBut there are less than 6 computers and 40
region for infrastructure, crime fighting, andphones per 1000 citizens and less than 40% of
institution building projects. Albania stood to benefitthe roads are paved (Albanians were forbidden to
from this infusion and from a future Stabilizationown private cars until 1985). FDI amounts to a
and Association Agreement with the EU (similar tomeasly $50 million a year and aid per capita has
Macedonia's and Croatia's). Yet, as Chris Pattentripled to c. $160 since 1997. Pervasive electricity
(the Commissioner in charge of aid) himselfshortages (despite budget draining subsidies of
admitted to "The Economist": "The EU'S capacityimported energy) hamper economic activity.
for making political promises is more impressiveAlbania was rated 100th (out of 174) in the
than our past record of delivering financialUNDP's Human Development Index and 90th (out
assistance". The aid was bungled and mired inof 175) in UNICEF's Report on the State of the
pernicious bureaucratic infighting. The EU'sWorld's Children (under-five mortality). Its
delegation in Tirana was recently implicated inneighbors ranked 55-73.The isolationist legacy of
"serious financial irregularities".The economic picturethe demented and paranoid Enver Hoxha is only
(if notoriously unreliable official statistics are to bepartly to blame. Mismanagement, corruption, the
trusted) has been mixed ever since.The budgetcriminalization of society, and tribalism are equally
deficit hovers around 9% (similar to Macedonia's,at fault in post-Communist Albania. Everyone
Albania's war ravaged neighbor). The (very softtakes bribes - not surprising when a senior
and very long term) external debt is at a nadir ofMinister earns less than $1000 a month (ten times
28% of GDP (though still 150% of exports) andthe average salary). A well developed, though fast
foreign exchange reserves cover more than 4eroded, social (extended family, village, tribe)
months of imports. This is reflected in the (exportsafety net ensures that only 20% of the
averse) stable exchange rate of the lek. But thepopulation are under the official poverty line. But
overall public debt is much higher (70%) and thethese extended ties are one of the reasons for
domestic component may well be unsustainable.local unemployment (almost 20% of the
Money supply is still roaring (+12%), interest ratesworkforce) - immigrant workers (mostly family
are punishingly high (8% p.a.) though in steepmembers) constitute more than 25% of those
decline, and GDP per capita is less than $1000. It isemployed.With a youthful (32) Prime Minister (Ilir
still one of Europe's poorest countries (especiallyMeta, overwhelmingly re-elected this year) who is
its rural north). Most of its GDP growth is inan economist by profession, Albania is reaching
construction and trade. Health and education areout to its neighbours. As early as 1992 it joined
decrepit and deteriorating. And people vote withthe improbable (and hitherto ineffective) Black Sea
their feet (emigrate in droves) and wallets (theEconomic Cooperation Pact (with Greece, Turkey
economy is effectively dollarized).Privatizationand ... Azerbaijan and Armenia!) - which currently
receipts which were supposed to amortize publiclobbies for the re-opening of the Danube River.
debt did not materialize (though there were someAlbanian cheap exports are competitive only if
notable successes in 2000, including the completiontransported via river. Albania signed recently a
of the privatization of land and of the importantseries of bilateral agreements with Montenegro
mining sector). Negative sentiment towardsregarding transportation on the Bojana river and
emerging economies, Albania's proximity to thethe Skadar Lake, use of harbors, the extension
Kosovo and Macedonia killing fields, and globalof railways and roads, and the regulation of
recession make this prospect even more elusive.aviation rights. Despite the fact that Macedonia is
Had it not been for the $500 million in remittances(abnormally for geographical neighbors) not an
from 20% of the workforce who are employedimportant trading partner, Albania has responded
in Greece and Italy - Albania would have been inpositively to all the Macedonian initiatives for
dire straits. Money from Albanian drug dealers,economic and political integration of the region. It
immigrant smugglers, and other unsavoryis here, in regional collaboration and synergy, that
characters still filters in from Prague, Zurich, andAlbania's future rests. Should the region
the USA. These illicit - but economically crucial -deteriorate once more into mayhem and worse,
funds may explain the government's foot draggingAlbania would be amongst the first and foremost
on the privatization of the omnipresent Savingsto suffer. Hence its surprisingly conciliatory stance
Bank (83% of all deposits, no loans, owns 85% ofin the recent crisis in Macedonia. It seems that
all treasury bills, 2% net return on equity) and itsAlbanian politicians have wisely decided to move
reluctance to overhaul the moribund bankingfrom a "Great Albania" to a prosperous one.