| Travel insurance for your cruise vacation
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| | They also have set up emergency medical
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| is an optional expense. The cruise lines
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| | contacts in all the destinations in case
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| will offer you an insurance policy but it
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| | a situation is beyond their capabilities.
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| will usually be more expensive than other
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| | They even have recommended dentists in
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| outlets. Your travel agent should know
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| | each port of call.
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| all the options that are available to
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| | If you do have a problem, keep all
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| choose from. Included here are some tips
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| | receipts from any incident and when you
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| on how to obtain insurance, why you need
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| | get home make copies, and then send the
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| it and the way to collect on your
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| | originals to the insurance company. Your
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| insurance if you have a claim.
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| | health care carrier in the United States
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| I recommend spending the extra money on
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| | does not always cover you once you leave
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| insurance. You never know what will
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| | the country. I know for a fact that Blue
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| happen since in most cases you have
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| | Cross and Blue Shield do not.
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| booked you cruise months in advance. You
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| | Read the fine lines carefully. Good trip
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| may arrive at your destination feeling
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| | insurance will cover trip cancellation,
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| fine and a couple of days later fall sick
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| | trip delay, medical, accident, emergency
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| or sustain an injury.
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| | evacuation, or default by the cruise
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| For example, on one trip we took to
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| | lines. Although default is a remote
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| London, I became extremely ill. Because
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| | possibility, it has happened and by
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| we had the insurance we were able to get
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| | having the insurance cover all of the
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| a doctor to our hotel room within an
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| | above, you will be stress free. (Default
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| hour. All we had to do was call an 800
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| | means the cruise company abruptly goes
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| number in the Unites States and they took
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| | out of business while you are on the
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| care of the rest of the arrangements, and
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| | cruise or declares bankruptcy before you
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| this was on Christmas Eve! To say the
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| | take your cruise.)
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| least, this was a huge relief since we
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| | There a few things that you should know
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| were in a foreign country and didn't know
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| | about when taking out trip insurance. If
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| anything about their medical facilities.
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| | you are a mature traveler make sure the
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| Because we had purchased the trip
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| | insurance covers pre-existing conditions.
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| insurance we got immediate medical care
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| | There may be times when an airline delay
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| and we were reimbursed by the insurance
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| | can cause you to miss your ship. The
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| company for all out our of pocket
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| | insurance should pay to get you to the
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| expenses when we returned home.
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| | next port so you can board the ship at
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| We've been on many trips where people
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| | that destination. Anything could happen
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| have sustained broken bones. Usually it
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| | and with trip insurance you are prepared.
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| was due to their own foolishness, but
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| | I cannot stress enough to read the fine
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| since they had the trip insurance they
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| | print before you purchase trip insurance
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| were covered. This especially becomes an
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| | from any company, be it private or from
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| issue if you have to be airlifted to the
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| | the cruise lines.
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| nearest medical center. On a cruise we
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| | Put the copies of the receipts that you
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| took through the Baltic Sea, a woman
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| | send to the insurance company in your
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| suffered a stomach aneurysm and had to be
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| | date book about a month out from the date
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| taken by helicopter to a medical trauma
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| | you sent them to the Insurer. If you
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| center in Norway. I don't know if she
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| | have not heard anything by that time,
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| had the insurance but I sure hope so.
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| | call them. They are notorious at
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| After experiencing things like these you
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| | dragging their feet. You will get it,
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| can see why I recommend taking out a trip
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| | but it might take time and a little bit
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| insurance policy.
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| | of persistence.
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| Understand that the ships do have
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| | Follow these suggestions and you will
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| doctors, nurses and infirmaries. But
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| | have a stress free cruise knowing that
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| they are only for the non emergency
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| | you are covered for all eventualities.
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| medical procedures like a cold or flu.
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