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Medical Tourism 101, A Complete Guide

Why does it seem like Starbucks has a Japanese patients. Although Bumrungrad
store on every corner where you live? International Hospital in Bangkok claims
Because the company knows most of us JCI accreditation, it's not currently
won't go even one block out of our way to listed on the JCI website.
get a cup o' cappuccino. Why then, are What's the downside?
tens of thousands of people choosing to If you do travel abroad for medical care,
travel half-way around the world for you may have to pay cash for it.
surgical procedures? It's called "medical Government and basic medical insurance,
tourism," and you might find yourself and sometimes extended medical insurance,
considering it soon as well. often does not pay for the medical
What is medical tourism? procedure. Of course if it's an elective
Rapidly becoming a multi-billion dollar procedure (as most cosmetic procedures
industry, medical tourism is the are), you're on your own anyway.
catch-all phrase describing travel to Should complications arise, you may not
other countries primarily for medical or be covered by insurance, or be able to
dental care. Along with elective plastic seek adequate compensation through
surgery procedures like face-lifts and malpractice lawsuits. Most of the
implants, medical tourists also travel countries offering medical tourism have
for highly specialized operations like weak malpractice laws, so you'll have
heart surgery, cancer treatment and hip little recourse to local courts or
replacement. Some medical tours include medical boards if something goes wrong.
pre-operation sightseeing, luxury Of course, that's part of the reason why
accommodations and extensive post-op the costs abroad are so low - physicians
care. don't have to pay exorbitant malpractice
Why would I consider it? insurance premiums.
Your reasons for choosing to travel for Little follow-up care may be provided,
medical care depend on where you live. In and travel or vacation activities soon
the US, medical costs are skyrocketing, after surgery can increase the risk of
and many elective procedures aren't complications. For example, your post-op
covered by insurance. Procedures abroad scars may darken or become more
may be a fourth or even a tenth of what noticeable if you get a sunburn on the
they might be at home. beach after your surgery. Long flights
In countries with nationalized health home can be uncomfortable at best, and
such as Canada or Great Britain, the downright dangerous for thrombosis or
waiting times for treatment may simply be breathing-related problems. Treating
too long, and the cost to see a physician side-effects and any post-operative care
in private practice too high. will become your responsibility once you
You may also become a medical tourist if get home.
you'd like to combine an exotic vacation Are there other health risks?
with a tummy tuck or, on a more serious Exotic destinations are also home to
note, if you're seeking alternative exotic infectious diseases for which
treatments for cancer or other diseases. Westerners often have no immunity -
How much money can I save? particularly in a weakened, post-op
The short answer is, potentially lots. state. Gastrointestinal diseases can slow
For example, a heart valve replacement the recovery process and more serious
that would normally cost $200,000 in the diseases such as malaria, influenza, or
US would be $10,000 in India - including TB, can be life-threatening. Having said
round-trip airfare, and a quick vacation that, because these diseases are more
package. Looking for a face-lift? This common in other countries, doctors are
will raise your eyebrows instantly: the more likely to recognize the symptoms
price tag is $15,000 in the US, but only early and get you appropriate treatment.
$2,600 in Bolivia (And lest you think the How do I check out a hospital's
Bolivians are amateurs at this, more than credentials?
70% of middle and upper-class women in Although it may seem daunting to research
Bolivian have had at least one cosmetic surgical treatment thousands of miles
procedure). away, it's absolutely necessary for your
According to a CBS News: 60 Minutes peace of mind and quality assurance.
report, one patient who received coronary The Joint Commission is a US-based
artery bypass surgery in Thailand said non-profit organization formed in 1951
the operation cost him $12,000, as with a mission to maintain and elevate
opposed to the $100,000 he estimated the the standards of healthcare delivery
operation would have cost him at home in through evaluation and accreditation of
the US. healthcare organizations. These standards
How do I choose a country for my define the performance expectations,
procedure? structures, or processes that must be in
It depends on what type of procedure place and cover nearly every aspect of
you're seeking. Some destinations care from admissions and data collection,
specialize in medical procedures while to daily patent assessments. Since 1999,
others are best known for cosmetic JCI has also been accrediting hospitals
surgery. If the procedure you're seeking internationally and to date has awarded
is elective and non-critical, you may be 81 accreditations. JCI lists accredited
most interested in a country with hospitals by country.
beautiful antiquities or beaches. How do I plan a trip?
Countries actively promoting medical So far the Roaming Gnome doesn't offer
tourism for medical procedures include suggestions for medical tourism, but
India, Singapore, Thailand, Cuba, Hong there are plenty of websites that can
Kong, Hungary, Israel, Jordan, Lithuania, assist you with your plans. Google
Malaysia, and the Philippines. "medical tourism" and you'll find about
For plastic surgery, the hotspots are 15 million entries. Some companies are
Argentina, Bolivia, Costa Rica, Mexico foreign-based, with offices and
and Turkey. South Africa specializes not representatives in the US or Canada,
just in medical tourism, but "medical while others are US or Canadian companies
safaris" - lions, elephants AND a nose working with representatives abroad. Not
job. However, the country with the most all companies organize travel to all
expertise in plastic surgery may be destinations - you'll need to do a bit of
Brazil, as more plastic and cosmetic research to find the best fit.
surgery procedures are performed in this In any case, once you find a company to
country annually than in the whole of the help you plan your trip, the process
European Union. could go something like this:
India, Thailand and Singapore have been 1. Fill out an application with your
most aggressive in building their medical details and medical needs.
tourism business to date: 2. Talk with a US-based case manager to
INDIA select the hospital, doctor(s) and get a
The sub-continent is so committed to cost estimate.
generating revenue from medical tourists, 3. Pay a deposit - avoid companies that
the country's National Health Policy want to charge you 100% upfront.
actually declares that treatment of 4. Have a phone conference with your
foreign patients is legally an "export" chosen doctor and on-site case manager.
and deemed "eligible for all fiscal 5. Fly to your destination for your
incentives extended to export earnings." procedure, where you'll be met by your
It's estimated that medical tourism to on-site case manager.
India is growing by 30% a year. 6. Meet with your physician for a pre-op
India boasts 5 hospitals accredited by consultation.
US-based Joint Commission International, 7. Have your surgery and recover
and a global reputation for superior hip sufficiently for your post-op vacation or
resurfacing and heart surgery. It may be return journey (for some procedures, it
somewhat anecdotal, one Indian hospital, may be more practical to have the
Escorts Heart Institute and Research "tourist" part of your trip first.
Centers located in Delhi and Faridabad, How does insurance figure in?
claims to perform nearly 15,000 heart For the most part in the US, health
operations every year with a post-surgery insurance companies will not cover
mortality rate of only 0.8 percent - less non-elective procedures overseas - and
than half of most major hospitals in the certainly not elective. In other words,
United States. Most medical treatment you would be responsible for 100% of your
costs start at about a tenth of the price own medical costs.
of comparable treatment in the US. In the future however, employers may
However, for US travelers, extremely long offer overseas medical treatment as an
travel times can be a deterrent. option to their covered employees,
SINGAPORE according to Dr. Arnold Milstein, of
As Asia's leading medical hub, Singapore Mercer Human Resource Consulting, who has
has a reputation for excellent quality, been retained by five Fortune 500
safety and trustworthiness, along with companies to determine whether
advanced research and technology. In outsourcing healthcare can be a viable
2006, Singapore hosted the first option.
international Medical Travel Conference It's also possible to obtain medical
with participants from 21 countries insurance while traveling, but it will
coming together to discuss the issues and only cover you in the event of an
challenges facing the medical travel emergency occurring on that trip. Whether
industry. Nine hospitals in this small or not you would be covered during an
country are accredited by JCI. emergency that occurs as a consequence of
THAILAND other medical treatment you were
With its beautiful terrain, intoxicating receiving is another question. I would
culture and stunning beaches, Thailand suspect the answer is no.
has been a popular destination for So should I do it?
American medical tourists. English is If you're seeking a relatively common
widely spoken, and a high number of elective cosmetic procedure, certainly
physicians are trained in the West. shopping abroad should figure into your
Bangkok's Bumrundgrad hospital alone has decision process. If you have no or
more than 200 surgeons who are limited medical coverage, and need some
board-certified in the United States. serious treatment, traveling abroad may
Hospitals in the country offer services be the only option you can afford. In any
specifically for the international case, make certain you've spoken in depth
med-tourist. For example, the with your home physician, fully
International Medical Centre in Bangkok understand the medical risk, and
offers services in 26 languages, thoroughly research the physician and
recognizes cultural and religious dietary facility you intend to visit.
restrictions and has a special wing for




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