Medical Tourism 101, A Complete Guide

Why does it seem like Starbucks has a store onInternational Hospital in Bangkok claims JCI
every corner where you live? Because theaccreditation, it's not currently listed on the JCI
company knows most of us won't go even onewebsite.
block out of our way to get a cup o' cappuccino.What's the downside?
Why then, are tens of thousands of peopleIf you do travel abroad for medical care, you
choosing to travel half-way around the world formay have to pay cash for it. Government and
surgical procedures? It's called "medical tourism,"basic medical insurance, and sometimes extended
and you might find yourself considering it soon asmedical insurance, often does not pay for the
well.medical procedure. Of course if it's an elective
What is medical tourism?procedure (as most cosmetic procedures are),
Rapidly becoming a multi-billion dollar industry,you're on your own anyway.
medical tourism is the catch-all phrase describingShould complications arise, you may not be
travel to other countries primarily for medical orcovered by insurance, or be able to seek
dental care. Along with elective plastic surgeryadequate compensation through malpractice
procedures like face-lifts and implants, medicallawsuits. Most of the countries offering medical
tourists also travel for highly specialized operationstourism have weak malpractice laws, so you'll
like heart surgery, cancer treatment and hiphave little recourse to local courts or medical
replacement. Some medical tours includeboards if something goes wrong. Of course, that's
pre-operation sightseeing, luxury accommodationspart of the reason why the costs abroad are so
and extensive post-op care.low - physicians don't have to pay exorbitant
Why would I consider it?malpractice insurance premiums.
Your reasons for choosing to travel for medicalLittle follow-up care may be provided, and travel
care depend on where you live. In the US, medicalor vacation activities soon after surgery can
costs are skyrocketing, and many electiveincrease the risk of complications. For example,
procedures aren't covered by insurance.your post-op scars may darken or become more
Procedures abroad may be a fourth or even anoticeable if you get a sunburn on the beach after
tenth of what they might be at home.your surgery. Long flights home can be
In countries with nationalized health such asuncomfortable at best, and downright dangerous
Canada or Great Britain, the waiting times forfor thrombosis or breathing-related problems.
treatment may simply be too long, and the costTreating side-effects and any post-operative care
to see a physician in private practice too high.will become your responsibility once you get
You may also become a medical tourist if you'dhome.
like to combine an exotic vacation with a tummyAre there other health risks?
tuck or, on a more serious note, if you're seekingExotic destinations are also home to exotic
alternative treatments for cancer or otherinfectious diseases for which Westerners often
diseases.have no immunity - particularly in a weakened,
How much money can I save?post-op state. Gastrointestinal diseases can slow
The short answer is, potentially lots. For example,the recovery process and more serious diseases
a heart valve replacement that would normallysuch as malaria, influenza, or TB, can be
cost $200,000 in the US would be $10,000 in Indialife-threatening. Having said that, because these
- including round-trip airfare, and a quick vacationdiseases are more common in other countries,
package. Looking for a face-lift? This will raisedoctors are more likely to recognize the
your eyebrows instantly: the price tag is $15,000symptoms early and get you appropriate
in the US, but only $2,600 in Bolivia (And lest youtreatment.
think the Bolivians are amateurs at this, moreHow do I check out a hospital's credentials?
than 70% of middle and upper-class women inAlthough it may seem daunting to research
Bolivian have had at least one cosmeticsurgical treatment thousands of miles away, it's
procedure).absolutely necessary for your peace of mind and
According to a CBS News: 60 Minutes report, onequality assurance.
patient who received coronary artery bypassThe Joint Commission is a US-based non-profit
surgery in Thailand said the operation cost himorganization formed in 1951 with a mission to
$12,000, as opposed to the $100,000 hemaintain and elevate the standards of healthcare
estimated the operation would have cost him atdelivery through evaluation and accreditation of
home in the US.healthcare organizations. These standards define
How do I choose a country for my procedure?the performance expectations, structures, or
It depends on what type of procedure you'reprocesses that must be in place and cover nearly
seeking. Some destinations specialize in medicalevery aspect of care from admissions and data
procedures while others are best known forcollection, to daily patent assessments. Since
cosmetic surgery. If the procedure you're seeking1999, JCI has also been accrediting hospitals
is elective and non-critical, you may be mostinternationally and to date has awarded 81
interested in a country with beautiful antiquities oraccreditations. JCI lists accredited hospitals by
beaches.country.
Countries actively promoting medical tourism forHow do I plan a trip?
medical procedures include India, Singapore,So far the Roaming Gnome doesn't offer
Thailand, Cuba, Hong Kong, Hungary, Israel,suggestions for medical tourism, but there are
Jordan, Lithuania, Malaysia, and the Philippines.plenty of websites that can assist you with your
For plastic surgery, the hotspots are Argentina,plans. Google "medical tourism" and you'll find
Bolivia, Costa Rica, Mexico and Turkey. Southabout 15 million entries. Some companies are
Africa specializes not just in medical tourism, butforeign-based, with offices and representatives in
"medical safaris" - lions, elephants AND a nose job.the US or Canada, while others are US or
However, the country with the most expertise inCanadian companies working with representatives
plastic surgery may be Brazil, as more plastic andabroad. Not all companies organize travel to all
cosmetic surgery procedures are performed indestinations - you'll need to do a bit of research
this country annually than in the whole of theto find the best fit.
European Union.In any case, once you find a company to help
India, Thailand and Singapore have been mostyou plan your trip, the process could go
aggressive in building their medical tourismsomething like this:
business to date:1. Fill out an application with your details and
INDIAmedical needs.
The sub-continent is so committed to generating2. Talk with a US-based case manager to select
revenue from medical tourists, the country'sthe hospital, doctor(s) and get a cost estimate.
National Health Policy actually declares that3. Pay a deposit - avoid companies that want to
treatment of foreign patients is legally an "export"charge you 100% upfront.
and deemed "eligible for all fiscal incentives4. Have a phone conference with your chosen
extended to export earnings." It's estimated thatdoctor and on-site case manager.
medical tourism to India is growing by 30% a5. Fly to your destination for your procedure,
year.where you'll be met by your on-site case
India boasts 5 hospitals accredited by US-basedmanager.
Joint Commission International, and a global6. Meet with your physician for a pre-op
reputation for superior hip resurfacing and heartconsultation.
surgery. It may be somewhat anecdotal, one7. Have your surgery and recover sufficiently for
Indian hospital, Escorts Heart Institute andyour post-op vacation or return journey (for
Research Centers located in Delhi and Faridabad,some procedures, it may be more practical to
claims to perform nearly 15,000 heart operationshave the "tourist" part of your trip first.
every year with a post-surgery mortality rate ofHow does insurance figure in?
only 0.8 percent - less than half of most majorFor the most part in the US, health insurance
hospitals in the United States. Most medicalcompanies will not cover non-elective procedures
treatment costs start at about a tenth of theoverseas - and certainly not elective. In other
price of comparable treatment in the US.words, you would be responsible for 100% of
However, for US travelers, extremely long travelyour own medical costs.
times can be a deterrent.In the future however, employers may offer
SINGAPOREoverseas medical treatment as an option to their
As Asia's leading medical hub, Singapore has acovered employees, according to Dr. Arnold
reputation for excellent quality, safety andMilstein, of Mercer Human Resource Consulting,
trustworthiness, along with advanced researchwho has been retained by five Fortune 500
and technology. In 2006, Singapore hosted thecompanies to determine whether outsourcing
first international Medical Travel Conference withhealthcare can be a viable option.
participants from 21 countries coming together toIt's also possible to obtain medical insurance while
discuss the issues and challenges facing thetraveling, but it will only cover you in the event of
medical travel industry. Nine hospitals in this smallan emergency occurring on that trip. Whether or
country are accredited by JCI.not you would be covered during an emergency
THAILANDthat occurs as a consequence of other medical
With its beautiful terrain, intoxicating culture andtreatment you were receiving is another question.
stunning beaches, Thailand has been a popularI would suspect the answer is no.
destination for American medical tourists. English isSo should I do it?
widely spoken, and a high number of physiciansIf you're seeking a relatively common elective
are trained in the West. Bangkok's Bumrundgradcosmetic procedure, certainly shopping abroad
hospital alone has more than 200 surgeons whoshould figure into your decision process. If you
are board-certified in the United States. Hospitalshave no or limited medical coverage, and need
in the country offer services specifically for thesome serious treatment, traveling abroad may be
international med-tourist. For example, thethe only option you can afford. In any case, make
International Medical Centre in Bangkok offerscertain you've spoken in depth with your home
services in 26 languages, recognizes cultural andphysician, fully understand the medical risk, and
religious dietary restrictions and has a special wingthoroughly research the physician and facility you
for Japanese patients. Although Bumrungradintend to visit.