Use the Emergency Room As a Last Resort

For those of us that have health insurance, weamount. Depending on the extent of your health
normally go to the doctor when we get sick. Weproblems, that can add up to many thousands of
are able to catch many maladies before they turndollars. For someone that can't afford health
into something more serious and require moreinsurance in the first place, that sort of bill can be
extensive treatment, surgery, or a hospital stay.crippling.
Some, however, are not as lucky. They areWhile this sort of use of the emergency room is
either unwilling or unable to get health insurance,understandable, some people will use the
and normally live with the day-to-day health issuesemergency room for less severe maladies like the
because they feel like they have no other choice.flu. Since the law states the emergency room
They do not feel like they can afford to seecannot refuse treatment, they must see the
someone in nurse shoes to run a test, or apatient. And if the patient can't pay, the hospital is
doctor to prescribe medicine. Instead, they letstuck with trying to get whatever money they
whatever is ailing them continue, hoping that it willcan from the patient, or eating the cost. This sort
go away on its own.of practice raises costs for everyone and drives
Sometimes, it does. A cold will run its course or athose who wear Cherokee scrubs mad.
sprained ankle will heal. Sometimes, however,Fortunately there are programs that offer
things don't get better. In these cases, a trip toalternatives to emergency room care. These
the emergency room is usually in order. And that'sprograms often offer free or reduced-cost care
when things get expensive. Even with insurance, afor routine visits that don't necessitate an ER trip.
trip to the emergency room can be costly. All theThese sorts of programs are good for everyone.
tests and procedures are not cheap, and theyThe patient gets the care they need. The
may only be covered partially under your plan.emergency room is freed up for the patients with
When the doctor in the Cherokee pants stitchesmore severe injuries and needs. And the hospitals
up a wound or performs a CAT scan if you don'tdo not have to try to get payment from
have insurance, you will be billed for the fullsomeone that can't afford it in the first place.