Health Insurance Plan Crisis Hurts Emergency Room Patients

Millions of people in America go without a healtheven deadly. Having people with a variety of
insurance plan, yet they still come down withconditions in the same room for an extended
illnesses and injuries they are unsure of how tolength of time can also result in certain diseases
handle. Although they aren't suffering from abeing communicated from the extremely sick to
severe ailment that requires an ambulance,the relatively healthy. Since the majority of
Tylenol and a Band-Aid don't help. Many of thesehospital ER facilities aren't meant to hold so many
uninsured individuals head to an emergency roompeople, employees are often unable to quarantine
instead of a primary doctor they may not have.those patients who are most ill.
Hospital emergency rooms are legally required toHow can emergency rooms be taken back for
treat every patient that comes through,the people that most need them? The goal of
regardless of their insurance status. Indeed, peopleCongress' healthcare reform proposals is to insure
with public insurance or no insurance at all wereup to 96% of the U.S. population. Hopefully, these
found to have an average wait no longer thanpeople will be able to use their newly affordable
those with private plans. This has led to morehealth insurance plans to see primary care
people jamming the ER for minor problems, whichphysicians when they've come down with the
isn't the intended purpose of said facilities.seasonal flu or a sprained ankle and a pediatrician
Crowded ER rooms endanger those peoplewhen their child has an ear infection instead of
suffering from true emergencies. Hospitals doclogging up the ER. Those doctors would also
their best to triage patients and treat them inprovide them with preventative care, which is
order of need. A study found that over the pastbetter and cheaper in the long run. Emergency
decade, wait times for emergency patientsroom bills are expensive; while hospital ERs are
increased on average. In 2006, under half ofrequired to treat a person even if they are unable
patients in emergencies were seen within the timeto pay, the bills can run into the hundreds or
frame medically recommended for bestthousands of dollars--and some hospitals may hire
outcomes (14 minutes); this figure dropped nearlybill collectors in an attempt to seek payment.
ten points from 1997. The delay can result in aUrgent care clinics, such as the Minute Clinic and
greater likelihood of complications. After theyTake Care Clinic, will also alleviate the load on
leave the ER, some of the about 50% ofemergency rooms. They treat many minor
emergency patients not seen in time may bemedical problems for a flat fee regardless of
dealing with side effects that drive up their healthinsurance status, and are often open later than
insurance plans' premiums, or even give themdoctors' offices.
pre-existing conditions that make finding anyEmergency rooms were meant to be a safety
health insurance at all more difficult.net for those in dire straits. After all, it's common
The flood of non-urgent patients has alsoknowledge that they are unable to deny medical
negatively impacted the quality and speed of carecare, which is a glaring exception in the United
provided to those with urgent conditions. TheStates, where some pre-existing conditions can
speed of their treatment has similarly declined.cause someone to be ineligible to buy a private
Unfortunately, such an influx--coinciding with thehealth insurance plan. Instead of a last resort,
steadily increasing prices of health insurancethey have been taken advantage of by the entire
rates--has proven to be a struggle for mosthealth insurance system, patients and plans alike.
American hospitals, even with the best triageOne of the touted benefits of healthcare reform
policies. People with urgent, semi-urgent, andis that of a almost fully-insured public, which would
non-urgent conditions can wait hours in the sameserve to reserve the ER for those who need it
line. Waiting for such long periods doesn't simplymost. Whether that will come to pass is unknown.
cause annoyance; the results can be unhealthy or(Image: Rosser321 under CC 2.