| When you are desperate for extra cash, you | | | | Payday Advances from Your Employer |
| might feel like you would do almost anything to | | | | Some employers offer payday advances to their |
| get the money you need. However, you don't | | | | employees in financial fixes. This option may or |
| have to sacrifice your financial health just to avoid | | | | may not come with a finance charge. The |
| a financial crunch. Some companies offer | | | | problem with this option is that it forces you to |
| emergency cash in products that are easy to | | | | disclose your financial situation to your employer. |
| understand and reasonable in their terms - while | | | | Many employees who ask for a payday advance |
| others do not. | | | | are also forced to ask for subsequent ones when |
| Consider the options to avoid when you are in | | | | their paychecks begin to get smaller to make up |
| need of extra cash, as well as one option that | | | | the amount of the advance. This can put you and |
| can offer the money you need to ease the | | | | your employer into a potentially strained |
| financial strain, as well as provide you with peace | | | | relationship. Don't put your job in jeopardy to get |
| of mind. | | | | the emergency cash you need. |
| Pawn Shops | | | | The Better Option |
| Pawn shops are often an option people consider | | | | For those looking for emergency cash, there is a |
| when they need emergency cash. These shops | | | | better option available. Companies that specialize in |
| pay cash for your valuables, such as your jewelry | | | | cash loans understand the dire situations some of |
| and electronics. While you may walk out of the | | | | their customers face. Their streamlined application |
| shop with money in hand, you are also walking | | | | and approval processes allow you to get the |
| out without some of your treasured possessions. | | | | money you need, when you need it. While interest |
| Don't take the chance on losing family heirlooms | | | | rates tend to be higher for these types of loans, |
| or personal valuables to get cash in this manner. | | | | the cost is still much less than the other options |
| There are better options available. | | | | listed above. They also tend to be a better deal |
| Auto Title Loans | | | | than paying bounced check charges or late fees |
| Some lenders will give you the money you need | | | | on bills. |
| when you offer your automobile as collateral for | | | | When financial times get tough, there is help |
| the loan. The advantage to this option is that the | | | | available. By shopping with credit companies to |
| loan itself may come with a relatively low interest | | | | find the best emergency cash loan for your |
| rate and good terms. However, if you don't pay | | | | needs, you can get the money you require |
| the loan back in a timely fashion, you stand to | | | | without losing valuable possessions, jeopardizing |
| lose your car in the process. It might be hard to | | | | your work situation or digging yourself into a |
| continue going to work and bringing in a paycheck | | | | deeper financial hole. Credit companies that offer |
| without that transportation source to get you | | | | cash loans can give you the money you need, |
| there. Don't risk your precious car to get the | | | | when you need it, with easy to understand terms |
| money you need. | | | | and flexible repayment options. |