| Every human wants to lead a healthy and disease | | | | have to undergo a tremendous amount of |
| free life. Common ailments, such as a cold, cough, | | | | emotional stress along with him. Besides this, |
| influenza, etc., afflict almost every human and can | | | | there is the escalating cost of healthcare services |
| be cured easily. These are problems that have | | | | to deal with, and the dreaded disease engulfs |
| become a part of human existence, so much so | | | | almost all aspects of life. |
| that we have even stopped bothering about | | | | Taking a cover under the critical illness insurance |
| them. A single visit to the doctor and a few | | | | cover cannot take away the physical and |
| doses of the medicine is all it takes to bring a | | | | emotional pain, but at least it can ensure that no |
| person back to normal. It also does not pinch the | | | | person is deprived the chance to live. Also called |
| pocket much. But in case someone is afflicted | | | | the dread disease insurance, this policy pays the |
| with a critical illness, things can become really | | | | person a lump sum that is tax free in case he is |
| difficult for the person emotionally, physically as | | | | diagnosed with a dreaded disease or suffers total |
| well as financially. | | | | disability. |
| A critical illness is any dreaded disease like cancer, | | | | With this amount, a person can avail the best |
| heart attack or even AIDS that is either difficult | | | | medical facilities and take the best possible |
| to cure or completely incurable. It also includes | | | | treatment for his medical problem. This insurance |
| total disability. It is extremely difficult for the | | | | cover eases the financial burden of the person |
| person who is suffering from a critical illness to | | | | who is ailing and provides him hope of a healthy |
| deal with the physical and emotional trauma. Not | | | | life. |
| only the person, but his near and dear ones too | | | | |