BOOK REVIEW: Performance of Financial Institutions: Efficiency, Innovation, Regulation By: Patrick T. Harker and Stavros A. Zenios

BOOK REVIEW: Performance of Financialinstitutions; Drivers of performance: Identification,
Institutions: Efficiency, Innovation, RegulationSpecification & Measurement; Environmental
It is rare for a financial text to be written by adrivers of performance and finally, performance
Cypriot author yet one of the authors (Stavrosand risk management.
A. Zenios) is a Professor at the University ofThough the book is well written it is more geared
Cyprus.towards persons involved in research in the
The aim of the book is to examine whetherfinancial management sector rather than your
financial intermediaries operate efficiently on aordinary layman. Nevertheless there are many
worldwide basis. Due to the fact that the book isuseful aspects to this book. I personally found the
written by two academics, it is a well-researchedchapter on "What Makes a Bank Efficient?" very
book with many real life examples involvinguseful and there are other aspects to the book
financial institutions in various countries.that provide useful data to relevant parties
The book is dividend into various sections such as:involved in the financial services industry.
What drives the performance of financial